The London lady
Mrs. Coulter takes Lyra to live with her in London as her assistant, promises to teach her all about the North and showers her with dresses and attention. Behind the parties and the dresses, she runs the General Oblation Board, the Magisterium program that kidnaps children to study Dust. Lyra finds out and runs, then learns from the Gyptians that the woman is her mother. Without her daughter, Coulter sends spy-flies after Lyra.
The golden monkey carries out the cruelty she never shows in public, and Lyra picks up on it early. Coulter also has a dangerous ally in Lord Boreal, who moves between the Magisterium and another world.